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• Cover type

  Private Medical Insurance

  Private medical cover pays for diagnosis and treatment in private UK hospitals, so you choose when and where you're seen instead of joining a queue.

• Cover type

  Life Insurance

  Life cover pays out if you die during the policy term — clearing the mortgage, replacing income, or simply giving your family breathing room.

• Cover type

  Income Protection

  Statutory sick pay is £118.75 a week. Income protection tops that up with a monthly, tax-free benefit until you're well enough to return to work.

• Cover type

  Critical Illness Cover

  Pays out when you're diagnosed with a covered condition such as cancer, heart attack or stroke — money you can use for treatment, adaptations or simply time off.