Rated 4.9/5 by 2,800+ UK households

Protect what matters.Pay less doing it.

Compare private medical, life, income protection and critical illness cover from leading UK insurers. One short form, one regulated adviser, quotes back the same day.

  • No credit check, no obligation
  • Your data is never sold on
  • FCA-regulated advice, free to you
  • Cover from £6 a month
A family relaxing together at home in the UK

Step 1 of 3

Takes 60 seconds

What would you like to compare?

Pick one — you can mention others later.

No credit check. No obligation. Your details go to one FCA-regulated adviser only.

Quotes fromAvivaLegal & GeneralBupaAXA HealthVitalityRoyal LondonZurichLV=The ExeterAIGGuardianWPA

Six reasons people finish our form and abandon the others

60 seconds, not 60 questions

Three short steps. No medical questionnaire marathon, no login, no credit check.

One adviser, never a call-centre

Your details go to a single FCA-regulated broker. We never sell leads to a panel of ten firms.

Whole of market, free to you

Your adviser is paid by the insurer, so advice and paperwork cost you nothing.

Cover quality, not just price

We compare claim definitions and exclusions — the bits price-only sites quietly skip.

Call you when it suits

Choose morning, afternoon or evening. Prefer email only? Say so and we'll respect it.

Free annual policy review

We check your premium every year. Existing customers saved an average of £214 last year.

What would you like to compare?

Illustrative monthly prices for a healthy 30-year-old.

Three steps. That's the whole thing.

  1. 01

    Tell us the basics

    Cover type, age, smoker status and rough budget. Sixty seconds, no documents needed.

  2. 02

    Your adviser searches the market

    An FCA-regulated broker compares leading UK insurers on price and claim quality.

  3. 03

    You choose, they handle the rest

    Applications, trusts and underwriting are done for you. No fee, no obligation.

Real people, real payouts

98.3% of UK protection claims were paid in the last published industry figures. The hard part isn't claiming — it's choosing cover that pays out when you need it. That's exactly what your adviser is for.

Average callback time last month: 47 minutes during working hours.

"Filled the form in on my phone waiting for the kettle. One call back, and my family cover was sorted for less than my Netflix and Spotify combined."

Hannah, Leeds

"I'm self-employed so income protection was overdue. The adviser explained deferred periods properly instead of just showing me the cheapest number."

Dev, Reading

"No spam, no ten different companies ringing me. That alone made it better than the last comparison site I used."

Marie, Glasgow

Questions people ask first

Sixty seconds now could save your family years of worry

No credit check. No obligation. One adviser who actually calls back.

Start my quote